No, I'm not giving you the details, but let's just say the problem is five zeros long and multiple €ks high.
You wouldn't want it, but any donations will be gratefully received.
Despite this, I'm remarkably chipper and upbeat, but that might be because I still don't know how heavy the train I'm standing in front of is: I find this weird.
Like anyone else, I can get down about a bad situation, but so far it's been just the opposite. Not that I'm wildly happy - don't picture my life as one long beach party (actually it's snowing here at the moment...) but I feel a sort of resistance to being down and a determination to not allow life and taxes to break my spirit.
I will know for sure how bad it's going to be within the next two weeks so my attitude might change and you may well find me drunk in a gutter somewhere, but that is not my plan.
So why is it that I'm not already seeking professional help? Why has the weight of the last two years (longer actually) not pressed me down so far into the mud that I'm already buried.
Ignorance is helpful: I can't really see how badly life will change, and I seek refuge in my writing, books and the TV, so perhaps that helps. Or is it something else? Am I tapping into a deeper human response that makes us stand up and fight when necessary?
I can't say and only time will tell. I've always been someone who takes the easier route, I frequently travel the green fields of dreams - indeed I've spent so long staring out of windows lost in other worlds of possibilities that I was a qualified writer long before I put pen to paper.
(And I recommend writing with a pen to all writers who don't - I'd write everything by hand if I had the time and whoever had to type it out could actually read it.)
Of course, I hope that my new found resistance isn't just hot air and bluster because life is going to get very tricky, very soon and I need to get through it somehow. I do have a light at the end of the tunnel, and one day I'll tell you about how brightly that shines: I'm going to need to stay focussed on that beautiful light because I'm sure I'll be in the shit for the next two years, maybe more.
In the meantime I shall fall back on assuming that I will make it back to the sunshine and that if I continue writing and submitting I will be published, that my books will become best-sellers and that I will earn lots of money and I will buy myself out of this dark corner.
As you can see, my imagination hasn't stopped working and I'm still delusional and wildly optimistic about being enslaved to the literary world as I ever was; qualities every writer worth their salt has to have.
Fed Up Reading the same old Guff?
Banish those fed-up blues by reading the first three chapters of my second novel, an Anglo-Dutch bike-based romance, here.